Articles

Jeremy Sorci

Find me on:

Easy 401k Rollover in 4 Simple Steps

By : Jeremy Sorci | April 3, 2021

Want to roll over your 401k, but you’re just not sure where to start? You’re not alone; our retirement plan advisors field questions about 401k rollover options on a regular basis. And while the process may seem overwhelming, it can actually be quite simple: If you follow these four easy steps.  1. 401k Advisors Help…

Read more

The Importance of Financial Literacy

By : Jeremy Sorci | January 23, 2021

We all get them… stacks of envelopes in the junk mail pile, all offering low-interest credit cards. Emails offering “amazing deals” and “once in a lifetime” chances to use a new credit card to pay off existing debt. This steady stream of offers of easy credit is having an impact. The importance of financial literacy…

Read more

High Net Worth Investors & Social Security

By : Jeremy Sorci | January 4, 2021

Premier Financial often answers questions about how Social Security fits into a wealth management strategy. This question is especially common for high net worth investors. Even if most of your income comes from other sources, Social Security can help you leave assets to your beneficiaries.    High net worth investors need to find the most effective…

Read more

We often speak with clients who have the sneaking suspicion that their previous investment firm was essentially gambling with their money to “beat the market”. The unfortunate truth is that many investment professionals might as well be called what they really are – sports bookies.  Though these two lines of work may seem quite different…

Read more

The Benefits of Diversified Wealth Management Strategies

By : Jeremy Sorci | September 12, 2020

Long before the days of investment management solutions, financial derivatives and modern portfolio theory, Sancho Panza — Don Quixote’s sidekick – wisely noted, “It is the part of a wise man to keep himself today for tomorrow and not to venture all his eggs in one basket.” Of course, Don didn’t take this sage advice…

Read more

Clients often ask us for investment guidance about their diversification strategy – why is it so essential? We are always glad when our clients bring up this important topic.   The benefits of having a diversification strategy are so important – in fact, we’ve blogged about it before – because diversification is not only the cardinal…

Read more

If you’ve ever wondered if the costs associated with a strategic wealth advisor are worth it, you’re not alone. In fact, an article at the Motley Fool described the cost of using a financial advisor as “brutal,” referring to a hypothetical 1 percent of assets annual fee reducing net returns, as well as the longer-term impact…

Read more

Recently, a new client asked one of our advisors how high portfolio turnover would affect their portfolio. This timely question makes sense; we often warn our clients and other investors about the high costs of wealth management strategies based on active management. Our answer? High portfolio turnover is the source of most of the extra…

Read more

If you have the suspicion that your investment professional may not be the best fit for your needs, you could be right — and you’re not alone. We often hear tales of less-than-stellar performance and unmet expectations from new clients who’ve just “broken up” with their last investment professional or are considering a change.  While…

Read more

As pensions go extinct, more Americans turn to individual retirement accounts to prepare for their golden years. One of the most popular is the 401k, an employer-sponsored plan that allows workers to save a percentage of pre-tax dollars from paychecks.  As of 2014, 401k plans were the most popular type of retirement savings, representing about…

Read more

Ever wonder about the pros and cons of paying for wealth management services? Many investors do; in fact, we’re asked about them all the time. Is wealth management worth it? Obviously, we’re all for it – but with a few caveats, of course. Those wealth management fees are only worth it if you’re receiving efficient,…

Read more

401k Company Stock: How Much is Too Much?

By : Jeremy Sorci | February 2, 2020

Are you holding your employer’s stock in your 401k retirement plan? If your retirement account contains your company stock, you’re not alone: about 46 percent of eligible employees hold their employers’ stock, and one in five large companies invests employees’ retirement money in its own stock, says Bloomberg.  Including 401k company stock in your plan might…

Read more

Let's create a road map to your financial future

707-443-2741

CFP_Logo_-_A-edit
LOGO2
20998-2
tda-2
logos5

These are a few of our important associations and relationships.